We have all been beaten over the head about portfolio diversification and its benefits.  Don’t put all your eggs in one basket is probably the most widely known and respected colloquialism of the investing public.  Like the vast majority of people I fully buy into the benefits afforded by the diversification commandment.  However, as an engineer…

Warren Buffett has said that trying to time the market is the number one mistake to avoid. Market timing is hard, if not impossible to do, as it often results in the investor buying or selling too late or too early rather than right on time.  To even consider a market timing strategy is generally frowned…

Did our engineered indexes peak your investment interest; but did they still seem a little too risky for what you are comfortable with? In those indexes we pick US stocks on a monthly basis; and we’ve made an effort to pick stocks across uncorrelated sectors.  But at the end of the day, they all still…

Buying an S&P 500 index fund is boring yet simple. In the world of investing, boring and simple generally means inexpensive yet high returns. But if its too boring, excitement seeking humans (like myself) may opt for “sexier” investment opportunities. The trouble is that sexy stocks and “strategies” are both expensive and their returns are underwhelming. But…